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Carolyn L. Goodwin, CBC is the Principal of Goodwin Benefits Group, LLC and has worked in the insurance industry for
since 1992.  She opened her own agency in 2007 after 15 years with CBIZ Benefits and Insurance Services, Inc., and
continues to provide guidance to the clients she has served so capably.  She and her team specialize in assisting small and
medium sized business owners identify, evaluate, implement and manage quality employee benefit programs.  Her work with
over 100 local businesses in the Dallas area is predicated on the philosophy of sound management strategy and accountability
in all areas of traditional employee benefits such as health, dental, vision, life and disability income insurance.  Other programs
available include tax favored programs, including cafeteria plans, health savings accounts, health reimbursement
arrangements and qualified retirement programs

Prior to Carolyn’s entrance into distribution of employee benefit products, she was a corporate Human Resource Director,
managing employee benefit programs for over 12,000 employees nationwide.  Her responsibilities included management of
multiple self-funded health and welfare plans, oversight of all insurance contracts, reinsurance arrangements, claims
adjudication and audit services, cost containment provisions and employee communications.

Ms. Goodwin has been a featured speaker on numerous topics directly related to the health insurance industry, including
evaluation of health plans, alternative funding options and mandated benefits. She is certified by the Texas Department of
e as a Continuing Education Instructor on subjects that include the funding of healthcare benefits, professional
ethics, strategic market reform, the cost of benefit mandates and tax favored employee benefits programs.  Carolyn earned
the Chartered Benefit Consultant designation in 2006, her Consumer Directed Health Care certification in 2007 and the
Texas Small Group Agent
certification in 2010..

As a requirement of her work, Carolyn holds the General Agent Life & Health license in the state of Texas and the
equivalent non-resident license in several other states.   She is a past president of Texas Association of Heath
and Dallas Association of Health Underwriters, and has been a member of the National Association of
Health Underwriters
since 1993.


Anne Smith
brings more than 25 years of insurance and benefits expertise to our agency. Prior to joining Goodwin
Benefits she worked with CBIZ Benefits & Insurance Services of Texas as an Account Executive and with another local
brokerage as their Small Group Manager. Anne has many years experience working for the Insurance carriers and among
them she has worked for Texas Health Choice, a local HMO as a National Accounts Manager, Humana Health Plans as
Account Manager for their large group clients (100+) and Prudential PruCare as a Provider Representative to assist in the
day-to-day process of benefits and claims management under a group model HMO.  Her 17-year tenure with
Mutual of Omaha as an Underwriter and Customer Advocate provided the strong foundation on which she has built her
reputation as a knowledgeable and dedicated professional. 

Anne is a member of the National Association of Health Underwriters and the National Association of Female Executives.
As a requirement of her work, Anne holds the General Agent Life & Health license in the State of Texas since 1986 and
continues her professional growth by attending Continuing Education classes offered by NAHU and local Insurance Carriers.
In addition Anne is completing courses through The American College for her RHU designation and has received the
Texas Small Group Agent certification in 2010 approved through the Texas Department of Insurance. She is responsible
for all aspects of client management, plan analysis and presentation in her role as Goodwin Benefits Account Executive.